Best Mortgage in Dubai

Dream Home with
Hassle-Free Mortgage in Dubai

✨Pre Approval in Minutes, Single Application to get the best mortgage rates and best mortgage offer from multiple Banks.

✨ Fast and Easy Mortgage Approval for Non-Resident & Self  Employeed Customers.

✨Access to exclusive offers and fee breakdown without setting foot in a bank.

✨Quick, efficient, and paperless mortgage application process when you’re ready.

✨Complete Digital and Online Process.

🏡 **Special Mortgage Cashback Offers Available Now!** 💸

Book a Free Call / Meeting, With Our Mortgage Experts.

Bandenia is One-stop solution for expats looking for Mortgage in the UAE

New Mortgage

Avail up to 85% loan for your new property or home at competitive interest rates amongst the top 30 banks in the region.

Handover Payout

Whether it is a near-Handover or handover Payment, eMortgage has your back.

Loan Buyout

Choose eMortgage for lower interest rates from among 30+ renowned banks to choose from.

Equity Release

eMortgage offers loans of up to 70-80%, enabling you to reuse the money for renovations or for new property to expand your portfolio.

Start your Journey
About Our Company

We Are Fully Dedicated To Support You

Easily Find the Mortgage Loan You’re Looking For. Find the Best Mortgage Loan. Find all the information you need in one place.

Our Mortgage
  • All-in-one Mortgage Platform
  • A line of credit for all your mortgage needs
  • Our Mortgage experts to guide you through the process
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OUR FACILITATORS

DUBAI ISLAMIC BANK
ADCB
MASHREQ
RAK BANK
HSBC
FIRST ABU DHABI BANK
ADIB
ARAB BANK
BANK OF BARODA
COMMERCIAL BANK OF DUBAI
STANDARD CHARTED BANK
EMIRATES ISLAMIC

How Bandenia Challenger Mortgage Can Help You

Expertise

Our team has over 10 years of experience in the mortgage industry, and we have a deep understanding of the different types of mortgages and how they work.

Competitive Rates

We work hard to secure competitive rates for our clients, ensuring that you get the best possible deal on your mortgage.

Range of Mortgage Products

We offer a wide range of mortgage products from various lenders, including fixed-rate mortgages, adjustable-rate mortgages and more.

Personalized Service

We believe in providing personalized service to our clients, taking the time to understand your specific needs and financial situation to recommend the best mortgage product for you.

Application Process

We understand that the mortgage application process can be overwhelming and time-consuming. That's why we have a streamlined application process that makes it easy for you to apply for a mortgage online or in-person.

Trust and Transparency

We believe in building trust with our clients by being transparent about our rates, fees, and services.

Contact Bandenia Now

Read What Our Clients Say About Bandenia Challenger Mortgage Brokers.

Current Best Offers from Banks *(conditions apply)

Mortgage Offer Comparison

🏦 Leading Mortgage Offers Comparison 🏡

Segment Mashreq Bank ADIB Bank CBD Bank DIB Bank Ajman Bank
Rate Term 4.25% 3.99% 3.99% 3.95% 3.99%
Follow-on Rate 1.75% + 3M EIBOR 1.6% + 1M EIBOR 1.79% + 3M EIBOR 1% + 3M EIBOR 1.59% + 3M EIBOR
Bank Processing Fee Zero Zero for STL cases 0.25% Zero 0.75%
Property Valuation Fee AED 2,625 (Incl. VAT) AED 2,625 (Incl. VAT) AED 3,150 (50% refunded) AED 2,500 (Incl. VAT) AED 2,625 (Incl. VAT)
Partial Settlement Free Up To 25% per year 30% per year 15% per year 1.05% or AED 10,500 1.05% or AED 10,500
Early Settlement Fee 1% or AED 10,000 1% or AED 10,000 1% or AED 10,000 1% or AED 10,000 1% or AED 10,000
Associated Fee Finance No No No No No
Highlight Personal loan covering DLD charges & fees NA NA NA NA

📊 **Mortgage Comparison Table** | Updated for **2025** | **Brought to you by BCF.ae**

UAE Mortgage Calculator for best home loans

UAE Mortgage Calculator for best home loans 🏦

I'm pleased with the mortgage service. My procedure was handled professionally. I really enjoyed working with both the agent and the bank. I didn't have to be concerned about anything. I was kept informed at all stages of the process. Overall, it was a fantastic experience.

Dennis P.

Working with Sabina has been an absolute pleasure. Sabina was extremely professional and always willing to answer any questions. She ensured that the process was completed on time. I strongly advise you to contact Bandenia Challenger Finance if you have any questions about home loans.

Amanda K.

Book a Free Call / Meeting, With Our Mortgage / Real Estate Experts.

Dubai Mortgage Solutions | Secure Your Home Loan Today

Your Ultimate Guide to Dubai Mortgages

Find the best mortgage rates and expert guidance for your home loan.

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💰 Latest Mortgage Rates in Dubai

Get the most competitive rates available with our expert mortgage brokers.

  • Fixed & Variable Rates: Starting as low as 2.75% annually
  • Real-Time Updates: Lock in the best deal for your home
  • Exclusive Bank Offers: Get the lowest mortgage rates

🏦 Reverse Mortgage Solutions

Unlock your home’s equity and access tax-free cash flow.

  • Supplement Retirement Income
  • Fund Major Expenses
  • Stay in Your Home Longer
Learn More

🎖️ VA Home Loans for Veterans

Exclusive mortgage benefits for UAE veterans:

  • Zero Down Payment
  • Low-Interest Rates
  • Flexible Repayment Terms
Start Your Application

🏠 Equity Release for Homeowners

Access funds without selling your home.

  • Fund Business Ventures
  • Finance Higher Education
  • Renovate Your Home
Request a Free Consultation

🌟 Why Choose Us?

  • ✅ Lowest Mortgage Rates Guaranteed
  • 🏆 Trusted by Over 5,000 Homeowners
  • 📈 Proven Track Record of Success
  • 🌐 Specialized in Dubai Real Estate Market
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